Those prices have increased dramatically in the last decade. The Truven report put the uninsured cost of having a baby at anywhere from $30,000 for an uncomplicated vaginal birth to $50,000 for a C-section. While maternity expenses for insured moms might seem high, the numbers are far higher if you have no insurance at all. The Kaiser Family Foundation notes that average premiums for employees of large firms are similar to the Marketplace ones for the Silver plan, though the coinsurance tends to be lower and the out-of-pocket maximums are sometimes lower.Ī 2020 study published in the journal Health Affairs Trusted Source Health Affairs Out-Of-Pocket Spending For Maternity Care Among Women With Employer-Based Insurance, 2008%u201315 See All Sources found that for women with employer-based insurance, the average out-of-pocket cost of a vaginal birth increased from $2,910 in 2008 to $4,314 in 2015, with the cost of a C-section going from $3,364 to $5,161 during that same time period. That works out to $73,240 for a family of two and $92,120 for a family of three. If your employer or your partner's employer doesn't offer health coverage, you may be eligible for subsidies to help pay for the cost of Marketplace insurance premiums if your income is up to 400 percent of the federal poverty level. (Catastrophic plans are also offered to some people.) From Bronze up to Platinum, the premiums go up, while out-of-pocket cost-sharing goes down (but never completely go away). There are four categories of Marketplace plans: Bronze, Silver, Gold and Platinum. Getting pregnant does not qualify you for special enrollment outside this period, but the birth of a child does. If you're already expecting or thinking about becoming pregnant and don't have healthcare coverage, it's a good idea to enroll during this period. (Say, for example, you want coverage in 2024: You can sign up from November 1, 2023, until December 15, 2023.) Open enrollment for marketplace coverage usually starts around November and closes in mid-December. If you’re pregnant and your family falls below a certain income threshold - in 2022 in Maryland, for example, it was $24,353 for a family of two - you can enroll year-round for Medicaid coverage with very little to no cost-sharing for maternity expenses.Ī 2013 report by research firm Truven Health Analytics, The Cost of Having a Baby in the United States, estimated the average Medicaid out-of-pocket expenses for a pregnancy at less than 1 percent of the total costs.įind out if you qualify for Medicaid using the Kaiser Family Foundation’s Medicaid and subsidy calculator or by calling 1-80. Here’s how costs usually break down: Medicaid You have several options for coverage of your pregnancy with health insurance, Trusted Source Health Coverage if You're Pregnant, Plan to Get Pregnant, or Recently Gave Birth See All Sources including Medicaid if you qualify private insurance plans offered through your state or federal Health Insurance Marketplace insurance through the Affordable Care Act (ACA) and private insurance through your employer (or your spouse’s employer). How to Write a Will: A Guide for New Parents How much does pregnancy cost with health insurance? Since pregnancy is a high-cost health expense even for women with health insurance, you’ll want to especially focus on the cost of premiums and the coinsurance to keep your overall costs as low as possible. This amount does not count your monthly premiums but does include co-pays and coinsurance you continue to pay after you hit the deductible. Out-of-pocket max: The most you’ll pay for covered services in a plan year.If your deductible is $3,000, you’ll pay for co-insurance out-of-pocket until you hit $3,000 at that point your health insurance starts paying for some of the expenses up to your out-of-pocket max, when they’ll start paying for everything. Deductible: The amount you pay before your health plan starts paying some share of the expenses.In-network co-insurance: The percentage you’ll pay toward your medical bills if you have a bigger procedure (like a C-section) at an in-network doctor or hospital (for example, your insurance may pay the first 70 percent, and you’ll pay the next 30 percent up to your out-of-pocket max).Your insurance pays the rest of the bill. ![]() Co-pay: The amount of money you pay for each in-network doctor’s visit, which usually ranges from $25 to $50 (though if you have a high-deductible plan, you may only pay co-pays after you’ve met your deductible).Out-of-pocket cost-sharing: What you pay personally to your practitioner for medical visits and procedures as part of your health insurance plan.Premiums: The amount of money you’ll pay your insurance company monthly for coverage.So it first helps to understand the various health insurance terms you’re likely to hear: Shopping for health insurance can seem as complex as doing your taxes - and it becomes even more complicated if you’re pregnant.
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![]() In the photo below, the negative space is the water and sky, which help draw the eye to the small amount of positive space in the image: the boat. ![]() What is negative space Negative space is the white space in any piece of artwork. And that’s where negative space comes in. But how the artist frames the subject will make all the difference to how we see their artwork. Materials: Drawing paper, drawing utensils. The positive space could be a person, a tree, an action scene. On the other hand, if we consider the sky the subject of the image, the space occupied by the man and the slope will become the negative space in the picture. The negative space is the area around the building: the clouds and sky. Positive and negative space combine to form our perception of the circle. A design in which both the motif (the positive space) and the surrounding area (the negative space) have recognizable shapes. To clarify, the man is the main subject of the image, and the slope of the mountain is the secondary subject. In the example below, our minds complete the lines to form a circle, even though the shape doesn’t exist. In the above example of the man sitting on a slope, I decided that the positive space is the space occupied by the man and the slope of the mountain because those are the subjects of the image. Embracing positive space is all about giving the pieces you choose room to breathe and shine for example, a shapely armchair like the one above needs (negative) space around it so that its curves can be appreciated crowd it with other furniture, pile on throws and cushions, and its impact will be lessened. Depending on what materials you have available, have students fill the negative and positive space with contrasting designs or colors. Positive and negative space depends significantly on how you look at a scene. That focal point or main subject is the positive space, and the rest of the frame, be it a blank sky or the studios white space, is the negative space. Method 1 Experimenting with Positive and Negative Space 1 Draw a simple outline drawing with a pencil, pen or even in a computer art package. In the above image of a man in silhouette sitting on a slope, the negative space is everything except the space occupied by the man’s and the mountain’s silhouette. Again, negative space has nothing to do with negativity or any such thing. Negative space in a photograph denotes the space that adjoins the subject of an image, and helps to emphasize it by being relatively blank, with nothing for the eye to naturally fall on. ![]() ![]() Surgeries to fix the retinal detachment and drainage of fluids from the eyes. Injections are used to control inflammation. Using Cryotherapy as a procedure to destroy the affected blood vessels through extreme cold. Shrink or terminate blood vessels through a laser treatment or laser photocoagulation The treatment available can be used individually or in combinations. The treatment of the Coats’ disease depends upon the intensity of the disease which varies from individual to individual. In some cases, there are a fewer or no symptoms, but they can be diagnosed in the early stages as in most cases, the symptoms are typically visible at an early stage but the disorder needs some time to occur. There are many tests available to confirm diagnosis including diagnostic echography, retinal fluorescein angiography, and also sometimes include a CT scan or MRI of the orbit. The diagnosis of the disease is mostly done on the basis of symptoms and signs and outcome of the comprehensive eye examination. When this problem occurs with further deformities that damage the other body parts like the brain, intestine, abdomen, etc., it is referred to as Coats Plus Syndrome which is the result of alterations in the CTC1 gene. It is reported that the Coats’ disease is a single feature of many genetic disorders. The causes of the Coats’ disease are still unknown, but it has been hypothesized that the alterations in the NDP gene lead to this kind of disease. These symptoms can affect the daily life of the sufferer. This disease is not inherited and is caused by some genetic alterations. ![]() With the progress of the disease, it can lead to retinal detachment, blindness, and clouding of the lens. Symptoms may vary from person to person, but some of the common symptoms are loss of vision, strabismus, or crossed eyes and a white bulk in the pupil beyond the eye lens. There are many symptoms which can be seen in the early stages of life, but these symptoms can get worse with the progress of the disease. The treatment depends upon the symptoms and the intensity of the disease. Although in some cases, it has been speculated that some acquired somatic alterations in the NDP gene (Norrie disease (pseudoglioma)) causes Coats’ disease. This is not an inherited disease and the principle causes are still unknown. Most of the time only one eye is affected. If the doctor put silicone oil in your eye during your surgery, you may need a second surgery to remove the oil.It is an eye disorder in which the retina is affected by abnormal growth of the blood vessels. Avoid flying in an airplane or traveling to high altitudes while the bubble is in your eyeĪsk your doctor how long you need to keep doing these things after surgery.Įventually, your eye will make new fluid to replace the vitreous that was removed during the surgery.Hold your head in a certain position for a few days to a few weeks, to keep the gas bubble in the right spot.If the doctor puts a gas bubble in your eye, you’ll need to: Take some time off work - usually 2 to 4 weeksĪsk your doctor when it’s safe to go back to work and start driving and exercising again.Avoid some activities - like driving, intense exercise, and heavy lifting - while your eye heals.Use eye drops to reduce swelling and prevent infections.Wear an eye patch, usually for about a day.You’ll have follow-up appointments so your eye doctor can check your vision and make sure your eye is healing. While your eye is healing, you may have some eye pain and your vision may be blurrier than before the surgery. Your eye may be swollen and red for several weeks after the surgery. You’ll need someone to drive you home from the hospital. Most people go home the same day of surgery. ![]() Want live discussion? Join our Discord Server! Have part of the tune? Try identifying it with Shazam! Need help with a tune? Post a recording using Vocaroo!Ĭan't hum/whistle to save your life? Try Pandalism's online sequencer! If a quick search shows no evidence of the existence of what you're about to suggest, don't suggest it. That said, if you receive an AI-generated answer that you believe may be correct, please research said suggested media to make sure that it exists and fits the question before you bring it up it yourself (in your own words). Prompt-generated suggestions are generally unhelpful and occasionally entirely nonexistent. Reply to suggestions made as frequently as possible - do not abandon your post!ĭo not copy and paste AI-generated answers. ![]() Posts submitted but not commented on after 60 minutes will be removed. ![]() Use this comment to add anything else you need to. The poster must comment on their post to make it visible in the subreddit, and to acknowledge the subreddit rules. You can reward people once the post is solved if you wish.Ĭomment on your post for it to be approved. if you are looking for a regional TV show.ĭo not offer rewards in the post as an attempt to publicise your post. Include your home country if relevant, i.e. Use a date range if you need to - nobody knows when you were a kid. Movie about a kid who befriends an alien. You can only ask one question per post, and your post title must start with - i.e. Please note that horror films (simulated gore) are ok, provided they have a NSFW tag. This includes any streams for movies or sports or anything of that nature. No TOMT posts looking for Warez or requests for anything illegal. This rule will generally be handled on a case by case basis. Actors/actresses and historical figures who are not common knowledge within the public domain are off limits. If there is a similar song to the one you are looking for, provide a link to that. This applies even if the singer doo-doo-doo’s the melody in the song. Describing musical notes as text without including a vocaroo or other playable link will get your post removed - this includes “do doo dooo” or other attempts at written music notation, including Solfège. Make it easy for people to help you by recording a vocaroo or providing an online synthesiser recording of your music. Wait one week before reposting a question (Please link to your old posts to rule out previous suggestions) People are interested in what has been asked for, what has been suggested, and want to see what has been found. When what you’re looking for is found, reply Solved! in reply to the first (oldest) comment that gave you the answer.ĭo not delete your answer after it has been acknowledged. Reply “Solved!” to the first correct answer If you have replied with the same thing as someone else did earlier, you should delete your comment.Ĥ. The OP does not need to be overwhelmed with multiple suggestions of the same thing. Do not repeat something already suggested. Do not use URL shorteners, Tumblr, or partner links, these are all automatically removed.ģ. Include a description of what you are linking to in case the link breaks. No arbitrary link titles (How to answer including a link) Be civil and respectful to each other.Īct in good faith on this subreddit, posts and answers. You can also modify the search by adding keywords to the search bar.īEFORE POSTING HERE, PLEASE READ THIS GUIDE on how to find what you need using regular means! Subreddit Rulesġ. NOTE: To mark your submissions solved reply "Solved!" to the oldest comment with the answer. New to reddit? Check out this tutorial on how to post successfully to this sub. Read the rules and suggestions for tips on how to get the most out of TOMT. Submit a Question Submit NSFW Join TOMT Discord for live discussion Please read the FAQ before posting!Ĭan't remember the name of that movie you saw when you were a kid? Or the name of that video game you had for Game Gear? This is the place to get help. Reply Solved! to the comment that answers your post. ![]() Enhance your aiming with new adjustable-tension thumbsticks and stay on. Fire with Spartan-like speed using the Hair Trigger Locks with three discrete settings. Right now, there isnt an exact confirmed release date for the Halo Infinite campaign. Step inside the armor of humanity’s greatest hero with the Xbox Elite Wireless Controller Series 2 Halo Infinite Limited Edition featuring over 30 new ways to play like a pro. 8 for $60, and can be purchased ahead of its release since Halo Infinite preorders are live. Source: Xbox Game Studios (Image credit: Source: Xbox Game Studios). ![]() The Halo Infinite campaign is still slated to launch on Dec. Notably, Microsoft and 343 Industries are classifying the release as a beta, although it includes all of the full game's multiplayer content and players will be able to carry over progress into the full game. The game's full suite of multiplayer content, including 4v4 Arena, 12v12 Big Team Battle, and the Academy training mode, is now fully available. 8 for some time now, Microsoft and 343 Industries have surprised the gaming community by releasing Halo Infinite's multiplayer early on Xbox and PC. While the official release date for Halo Infinite has been Dec. Halo Infinite’s slow matchmaking isn’t a huge deal, either, until you realize how much time it’s cost youtime you could be spending playing the game rather than waiting around to play it. Additional testing flights ran September 2326 and September 30 October 3. Halo Infinite's campaign costs $60 and is expected to launch on Dec. On August 25, 2021, Infinite was announced to be releasing on December 8, 2021.Halo Infinite is available on all Xbox consoles, as well as on Windows PCs.The multiplayer features Arena, Big Team Battle, and $10 Battle Passes that reward players with cosmetic items like new armor pieces and coatings that change the color and texture of their gear.Halo Infinite's multiplayer has officially launched early and is now available to all Xbox and PC players.Overall, the game looks very fun, so we're looking forward to jumping in. Notably, it also looks like there are no red and blue team colors like previous Halo games, which may indicate that enemy players will be identifiable via red outlines like in the Destiny games. The trailer showed gameplay in both Arena and Big Team Battle modes, with Spartans making frequent use of pieces of equipment such as the grappling hook and the drop shield. Without Halo, the release of the latest Xbox last year was. ![]() Its release date is currently set as coming soon, while the campaign. The Halo Infinite multiplayer release date took place on Monday 15th November 2021 - that's the day on which players could jump into Halo Infinite's multiplayer modes for the first time. The gameplay footage shows two teams of Spartans taking each other down with a wide array of weapons, tools, and melee attacks - exactly what players have come to expect from a good game of Halo multiplayer. Halo Infinite, with its multiplayer game released on Monday and a single-player version expected on Dec. Interestingly enough, Halo Infinite’s multiplayer also had its release date removed from the Xbox Game Pass app on PC.
If you don’t have chilled water on hand, just add a couple of ice cubes and use less water.If possible, use chopsticks to mix and move lightly in a figure 8 motion a few times. Add sifted and chilled flour to the mix little by little, but do not over mix. ![]() Pour chilled water and egg in a bowl and mix.Sift flour and keep it in the fridge at least an hour prior to cooking.Tempura Batter Recipe Ingredients (Serves 4) Here’s a basic recipe for a foolproof tempura batter! Just make sure the tempura batter is light and fluid, and the texture shouldn’t resemble pancake batter. With a few tricks and a recipe for tempura batter, you can easily have a great family tempura feast at home. All you need is some oil and tempura batter there’s no need for a fancy restaurant setting. Tempura can be a fancy omakase meal or a dish cooked at home just like those served in every Japanese household. How to make a Tempura Batter? (Tempura Batter Recipe) The word “tempura” comes from the Portuguese “tempero,” which means to cook. That was the beginning of tempura in Japan. When the eastern part of Japan picked up this dish, they switched lard with a vegetable based oil and fried more vegetables and seafood to better suit the Japanese diet. Ingredients were dipped in a wet batter made with sugar, salt and sake, and deep fried in lard. In the 16th century, there was a dish called “Nagasaki tempura” in the southern part of Japan. The current form of Japanese tempura actually derived from Europe, mainly Portugal. Typically tempura is seafood and vegetables, but meat can be battered and served as tempura as well. Katsu uses layers of dry flour, egg wash and dry breadcrumbs, and tempura uses a wet batter of flour, eggs and water, similar to fritters. ![]() Karaage often uses a dry potato flour to coat the chicken before frying. What makes tempura different from other fried foods? The answer is its batter. ![]() There are a few different types of Japanese fried food, such as karaage (Japanese fried chicken), katsu (breaded cutlet), and tempura. When it’s made well, tempura is light and crispy, never greasy, and always delicious. Sometimes there are a few frying stations with a different oil in each, because each ingredient cooks best at a particular temperature and some oils are more suitable to high temperatures, while others for lower temperatures. At those tempura restaurants, every element of tempura is carefully selected, from seasonal vegetables to the fish, flour, and frying oils. In Japan, tempura restaurants often only serve tempura, and diners can enjoy omakase style (chef’s choice), just as they do at sushi bars. While many first encounter tempura as an ingredient for sushi rolls, or as a side dish in a Japanese bento lunch, tempura is actually a highly specialized cuisine. The Easy Way To Check The Oil Temperature.Let crisp flowers bloom with the batter, Ebi (Shrimp) Tempura.How to make a Tempura Batter? (Tempura Batter Recipe).Tempura is a traditional Japanese fried dish, commonly consisting of seafood and vegetables that are lightly battered and deep fried and served with salt or dipping sauce. Want To Send WhatsApp Msg If yes, then test our service for FREE. Tags: WhatsApp Meity ChatGPT ChatGPT News Bard Microsoft ChatGPT Google Bard Tech NEws MeitY ChatGPT ChatGPT WhatsApp ChatGPT India Follow News on abp LIVE for more latest stories and trending topics. 1 WhatsApp Chatbot Service Provider - WhatsApp Chatbot Want To Send Bulk SMS If yes, then test our service for FREE. However, it ended up showing an inaccurate answer that came to notice just hours before the launch event for Bard in Paris. The tech company shared a short GIF video of Bard in action through Twitter describing the chatbot as a "launchpad for curiosity" saying it would help simplify complex topics. Google-parent Alphabet’s shares fell 8 per cent or $8.59 per share to $99.05 and remained one of the most actively traded on US exchanges.ĪLSO READ: Google Employees Criticise CEO Pichai Over 'Rushed' Announcement Of ChatGPT-Rival BardĪnalysts raise concerns saying Google’s AI search event lacked details on how it will answer Microsoft's ChatGPT challenge. However, the launch has been marred with several issues. For starters, Microsoft last week announced ChatGPT-powered Bing and Edge features.Įven rival Google went ahead and announced its own chatbot, called Bard. ![]() As per an official working on the project, large datasets will be required of the many languages spoken in the country to build such a language model.Īs mentioned earlier, several tech giants have already been jumping on to the AI-chatbot bandwagon. ![]() The MeitY-developed chatbot is currently under testing and the team working on it is looking to enable support for the various languages used across the country. So, all a user would need to do is essentially ask the chatbot a question, and an answer will be provided back in the form of audio messages only, easing the overall process. As a workaround, MeitY’s version of the app will also be able to take user inputs in the form of voice messages. Now, when it comes to rural India, users may not be as well equipped when it comes to typing in their queries on WhatsApp. It has been designed primarily for use by Indian farmers when they wish to seek information on various government initiatives and similar queries.ĪLSO READ: ChatGPT Can Do Almost Anything - Except One Simple Task Now, it appears that MeitY has similar plans.Īs per a report by The Indian Express, a small MeitY team, called Bhashini, is presently working on a WhatsApp chatbot using ChatGPT’s data models. ![]() Users can avail the services without downloading other apps. The OpenAI-developed chatbot has been taking the world by storm, thanks to its ability to generate surprisingly human-like responses to users’ queries - be it how to write an HTML script or how to change your car’s tire - within a matter of seconds.ĬhatGPT was launched as a prototype in November 2022 and ever since then, organisations have been jumping onto the AI bandwagon, integrating OpenAI’s tech into their own platforms. WhatsApp chatbots enable users to track their groceries, periods and more. The Ministry of Electronics and Information Technology (MeitY) is reportedly planning to integrate ChatGPT on WhatsApp for major government programmes targeted at farmers. |
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